@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Libre+Caslon+Display&display=swap');
:root{--bg:#f6f4ee;--ink:#202923;--muted:#58625b;--line:#d8ddd4;--accent:#264e43;--panel:#fff;--soft:#e9eee7;--serif:'Libre Caslon Display',Georgia,serif;--sans:'DM Sans',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 var(--sans)}a{color:inherit;text-underline-offset:4px}a:hover{color:var(--accent)}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--accent);outline-offset:4px}h1,h2,h3,p{margin-top:0}h1{font:clamp(56px,6.5vw,100px)/.98 var(--serif);letter-spacing:-.045em;margin:20px 0 27px}h1 em,h2 em{font-style:normal;color:var(--accent)}h2{font:clamp(34px,4vw,54px)/1.08 var(--serif);letter-spacing:-.025em;margin-bottom:24px}h3{font-size:21px;line-height:1.3;letter-spacing:-.025em}p{color:var(--muted)}.wrap{width:min(1220px,calc(100% - 80px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;z-index:10;background:var(--panel);padding:10px}.header{display:flex;justify-content:space-between;align-items:center;gap:30px;min-height:108px;border-bottom:1px solid var(--line)}.brand{font-weight:700;font-size:17px;text-decoration:none;display:flex;gap:14px;align-items:center;line-height:1.2}.brand-symbol{border:1px solid var(--ink);width:44px;height:44px;display:grid;place-items:center;font-size:12px;letter-spacing:1px;flex-shrink:0}.nav{display:flex;align-items:center;gap:28px;font-size:13px}.nav a{text-decoration:none}.nav .nav-cta{border-bottom:1px solid;padding:7px 0}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:11px;font-weight:700;color:var(--accent);margin:0 0 20px}.hero{display:grid;grid-template-columns:1.2fr 1fr;gap:70px;align-items:center;padding:78px 0 85px}.intro{font-size:18px;max-width:530px}.actions{display:flex;flex-wrap:wrap;gap:16px;align-items:center;margin:30px 0 18px}.button,button[type=submit],.tool-button{background:var(--accent);color:white;border:1px solid var(--accent);border-radius:3px;text-decoration:none;padding:15px 23px;display:inline-flex;gap:20px;align-items:center;justify-content:center;font-size:14px;font-weight:600;cursor:pointer}.button:hover,.tool-button:hover{opacity:.88;color:white}.button.secondary{background:transparent;color:var(--ink);border-color:var(--line)}.micro{font-size:12px;line-height:1.6}.hero-art{min-height:435px;position:relative;background:var(--soft);padding:32px;display:flex;flex-direction:column;justify-content:center;border:1px solid var(--line)}.art-label{font:11px var(--sans);letter-spacing:.15em;text-transform:uppercase;color:var(--muted);margin-bottom:30px}.art-row{padding:20px 0;border-top:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:17px}.art-row span{font-size:11px;color:var(--muted)}.art-center{font:42px/1.1 var(--serif);margin:24px 0}.art-note{font-size:11px;color:var(--muted);margin:24px 0 0}.ribbon{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0;font-size:12px;text-transform:uppercase;letter-spacing:.09em}.section{padding:80px 0}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:34px}.section-heading h2{max-width:660px;margin:0}.section-heading p{max-width:330px;margin:0;font-size:14px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{padding:30px;border:1px solid var(--line);background:var(--panel)}.card .number{display:block;font-size:11px;color:var(--accent);margin-bottom:40px;letter-spacing:.12em}.card p{font-size:14px;margin-bottom:0}.feature{display:grid;grid-template-columns:1fr 1fr;background:var(--soft);border:1px solid var(--line)}.feature-copy{padding:50px}.feature-visual{padding:45px;border-left:1px solid var(--line);display:flex;flex-direction:column;justify-content:center}.feature-visual .big{font:60px/1.1 var(--serif);letter-spacing:-.03em}.feature-visual .line{padding:14px 0;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;font-size:13px;gap:15px}.faq{max-width:850px}.faq details{border-bottom:1px solid var(--line);padding:22px 0}.faq summary{cursor:pointer;font-weight:500;list-style:none;padding-right:28px;position:relative}.faq summary:after{content:'+';position:absolute;right:0}.faq details[open] summary:after{content:'−'}.faq p{font-size:14px;margin:15px 30px 0 0}.connect{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;padding:65px 0 85px;border-top:1px solid var(--line)}.connect-copy{max-width:420px}.form-box{background:var(--panel);padding:32px;border:1px solid var(--line)}.re-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px}.re-field.wide{grid-column:1/-1}.re-field label{font-size:12px;font-weight:600;display:block;margin-bottom:7px}.re-field input,.re-field select,.re-field textarea,.tool input,.tool select{width:100%;min-width:0;padding:12px;border:1px solid var(--line);background:var(--bg);color:var(--ink);border-radius:2px}.re-field textarea{resize:vertical}.re-submit{width:100%;margin-top:24px}.re-status{font-size:14px;margin-top:14px}.re-status.error{color:#a92828}.footer{padding:35px 0;background:var(--soft);border-top:1px solid var(--line)}.footer-top{display:flex;justify-content:space-between;gap:30px;margin-bottom:22px}.footer p{font-size:11px;max-width:960px;margin-bottom:10px}.footer a{font-size:12px}.subhero{padding:65px 0 45px;max-width:850px}.subhero h1{font-size:clamp(46px,6vw,76px)}.crumb{font-size:12px;color:var(--muted)}.article{max-width:820px}.article h2{font-size:34px;margin-top:42px}.article p{font-size:17px}.article sup{font-size:10px}.re-sources{font-size:12px;padding-left:20px}.re-sources li{margin:9px 0}.tool{display:grid;grid-template-columns:1fr 1fr;gap:35px;padding:35px;background:var(--panel);border:1px solid var(--line);margin-bottom:25px}.tool label{display:block;font-size:13px;font-weight:600;margin-bottom:8px}.tool .field{margin-bottom:18px}.tool small{font-size:12px;color:var(--muted)}.result{background:var(--soft);padding:30px;align-self:start}.result h2{font-size:34px}.result .amount{font-size:38px;letter-spacing:-.04em;font-weight:500;color:var(--ink);overflow-wrap:anywhere}.result-row{border-bottom:1px solid var(--line);padding:12px 0}.result-row p{font-size:12px;margin:0}.result ul{padding-left:20px;font-size:14px}.check-row{display:flex!important;gap:14px;padding:16px 0;border-bottom:1px solid var(--line);align-items:start;font-weight:400!important}.check-row input{width:19px;height:19px;flex-shrink:0;margin-top:3px;accent-color:var(--accent)}.tool-error{color:#a92828;font-weight:500}.tool-output{white-space:pre-line}.wide-note{padding:22px 25px;border-left:3px solid var(--accent);background:var(--soft);font-size:14px}.sources-heading{font:18px var(--sans)!important}.print-button{border:1px solid var(--line);padding:10px 16px;background:transparent;color:var(--ink);cursor:pointer;font-size:13px;margin-top:20px}.contact-note{font-size:11px;margin-top:18px}.compare{--accent:#245ac7;--soft:#eaf0f8;--ink:#142237;--muted:#526175;--line:#ced6e2;--bg:#f7f6f2}.compare .hero-art{background:var(--panel);border-top:5px solid var(--accent)}.compare .art-center{font-size:48px}.compare .card{border-top:3px solid var(--ink)}.fractional{--bg:#f2f1e7;--accent:#365e49;--soft:#e0e7d7;--panel:#fafbf5;--line:#c8d1bd}.fractional .hero-art{border-radius:180px 180px 6px 6px;padding:55px 38px 35px;min-height:465px;background:#dce3cd}.fractional .art-center{text-align:center;font-size:51px}.fractional .art-row{background:var(--panel);padding:14px 20px;margin:6px 0;border-radius:3px;border:1px solid var(--line)}.fractional .brand-symbol{border-radius:50%}.fractional .cards{gap:0}.fractional .card{background:transparent;border:0;border-right:1px solid var(--line)}.fractional .card:last-child{border-right:0}.virtual{--bg:#111d29;--ink:#f2f6f9;--muted:#b1bdc8;--accent:#b8ee8e;--panel:#192a39;--soft:#203344;--line:#3b5061}.virtual h1,.virtual h2,.virtual .art-center,.virtual .feature-visual .big{font-family:var(--sans);font-weight:500;letter-spacing:-.055em}.virtual h1{font-size:clamp(50px,5.8vw,83px)}.virtual .button,.virtual button[type=submit]{color:#111d29}.virtual .button.secondary{background:transparent;color:var(--ink)}.virtual .hero{grid-template-columns:1.25fr 1fr;gap:55px}.virtual .hero-art{background-image:linear-gradient(#304252 1px,transparent 1px),linear-gradient(90deg,#304252 1px,transparent 1px);background-size:32px 32px;padding:25px}.virtual .art-center{padding:28px;background:var(--accent);color:#111d29;font-size:30px}.virtual .art-row{background:var(--bg);padding:16px;border:1px solid var(--line);margin-top:10px;font-size:14px}.virtual .art-label,.virtual .art-note{background:var(--bg);padding:8px}.virtual .card{border-radius:8px}.virtual .re-status.error,.virtual .tool-error{color:#ffb2ad}.founders{--bg:#f6f2eb;--ink:#302219;--muted:#726155;--accent:#a64224;--soft:#eee3d4;--panel:#fffcf7;--line:#d9cbbd}.founders .hero-art{background:#a64224;color:#fff5e8;border:0;min-height:460px;justify-content:space-between}.founders .art-label,.founders .art-note,.founders .art-row span{color:#f5cbb9}.founders .art-row{border-color:#c7785d}.founders .art-center{font-size:62px;color:#fff5e8}.founders .brand-symbol{background:var(--ink);color:var(--bg)}.founders .card{background:transparent;padding-left:0;border:0;border-top:1px solid var(--line)}.founders .card .number{font:40px var(--serif);margin:16px 0 24px}.founders .feature{border:0}.founders .button{border-radius:0}
@media(max-width:950px){.wrap{width:calc(100% - 48px)}.nav{gap:15px}.hero{gap:30px;padding:55px 0}.virtual .hero{gap:30px}.hero-art{padding:24px}.cards{gap:12px}.card{padding:22px}.connect{gap:30px}.feature-copy,.feature-visual{padding:30px}.brand{font-size:14px}.section{padding:60px 0}}@media(max-width:700px){.wrap{width:calc(100% - 36px)}.header{min-height:90px;flex-wrap:wrap;gap:15px;padding:20px 0}.nav{width:100%;justify-content:space-between;font-size:12px;gap:12px}.brand{font-size:16px}.hero,.virtual .hero{grid-template-columns:1fr;gap:30px;padding:38px 0 45px}h1{font-size:60px}.virtual h1{font-size:49px}.hero-art{min-height:300px}.fractional .hero-art{min-height:355px}.founders .hero-art{min-height:350px}.section-heading{display:block}.section-heading p{margin-top:20px}.cards,.feature,.connect,.tool{grid-template-columns:1fr}.card{padding:25px}.card .number{margin-bottom:23px}.fractional .card{border-right:0;border-bottom:1px solid var(--line)}.feature-visual{border-left:0;border-top:1px solid var(--line)}.connect{gap:20px;padding-bottom:50px}.form-box{padding:22px}.re-fields{grid-template-columns:1fr}.tool{padding:20px;gap:20px}.result{padding:22px}.ribbon{font-size:10px;gap:12px}.footer-top{flex-direction:column;gap:12px}.section{padding:48px 0}.intro{font-size:17px}.actions .button{width:100%}.subhero{padding:38px 0}.subhero h1{font-size:49px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{.header,.footer,.connect,.actions,.print-button{display:none}body{background:white!important;color:black!important}.wrap{width:100%}.tool{display:block}.result{break-inside:avoid}.tool input,.tool select{color:black!important;background:white!important}}

[hidden]{display:none!important}

:root{--primary:var(--accent);--border:var(--line);--surface:var(--panel)}
.form-box .re-fields{grid-template-columns:1fr}.form-box .re-fields .re-field{margin-bottom:5px}.form-box .re-pill{border-radius:4px;font-size:12px;line-height:1.45;padding:10px 13px;text-align:left}.form-box .re-pill-active{background:var(--accent);border-color:var(--accent);color:white}.virtual .form-box .re-pill-active{color:#111d29}.form-box .re-micro{text-align:left;font-size:11px;line-height:1.6}.re-save-error{padding:14px;background:#fff0ed;color:#9c2c1c;margin-top:16px;border:1px solid #e5b1a7;font-size:13px}.re-captured{overflow-wrap:anywhere}.form-box .re-skip{margin-top:16px}.form-box .re-submit:disabled{opacity:.55;cursor:wait}.form-box .re-step2,.form-box .re-offer,.form-box .re-done{scroll-margin-top:25px}